{"id":11631,"date":"2020-10-15T12:02:52","date_gmt":"2020-10-15T12:02:52","guid":{"rendered":"https:\/\/demo.goodlayers.com\/u\/confera\/businessboostup\/zoom-launches-zapps-into-video-calls-copy-2-copy-copy\/"},"modified":"2022-07-09T16:51:45","modified_gmt":"2022-07-09T16:51:45","slug":"business-with-remote-working","status":"publish","type":"post","link":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/","title":{"rendered":"Cos&#8217;\u00e8 la cessione del quinto"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>CESSIONE DEL QUINTO<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La cessione del quinto dello stipendio o della pensione \u00e8 una delle pi\u00f9 antiche forme di finanziamento, fu introdotta negli anni cinquanta, le leggi di riferimento sono il D.P.R. 5 gennaio 1950 n.180 e il successivo regolamento attuativo D.P.R. 28 luglio 1950n. 895.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nonostante i suoi antichi natali ancora oggi \u00e8 tra le forme di finanziamento pi\u00f9 diffuse in Italia, la sua quota di mercato nel panorama del credito al consumo \u00e8 in rapida e continua espansione, tanto che negli ultimi anni molti istituti bancari si sono interessati al prodotto proponendolo all\u2019interno delle proprie filiali o acquistando societ\u00e0 finanziarie specializzate in questo ramo del credito.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il successo della cessione del quinto consiste nel creare soddisfazione in tutti gli attori coinvolti solitamente in un finanziamento. Il consumatore (lavoratore dipendente del settore pubblico e privato o pensionato) ha la possibilit\u00e0 di ottenere un credito in maniera semplice e per importi solitamente pi\u00f9 elevati rispetto al classico prestito personale. La richiesta non necessit\u00e0 di garanzie aggiuntive (fideiussioni, ipoteche o firme di garanti) anche se il merito creditizio del cliente non dovesse essere eccellente ha causa di passati disguidi in ambito finanziario. Il rimborso avviene in maniera comoda in quanto il cedente ha la possibilit\u00e0 di modulare il suo piano di rientro mensile fino a 120 mesi e soprattutto non deve fornire motivazioni per la sua richiesta. La rata viene trattenuta direttamente dal datore di lavoro o dall\u2019ente pensionistico per cui non occorre recarsi in posta per il pagamento dei bollettini. Infine l\u2019obbligatoriet\u00e0 di legge della copertura assicurativa prevista per il rischio \u201cvita\u201d e per quello della perdita del posto di lavoro permette di&nbsp; qualificare la cessione del quinto come un \u201ccredito garantito\u201d. \u00c8 proprio in queste ultimi due passaggi&nbsp; \u00e8 da ricercare invece l\u2019interesse delle banche che riescono ad aumentare i propri \u201cimpieghi\u201d erogando forti liquidit\u00e0 con la quasi certezza di recuperare il credito concesso. In un momento storico caratterizzato da una crisi economica senza fine (a marzo 2015 il numero complessivo degli affidati in sofferenza \u00e8 di 1.199.107 in prevalenza imprese e famiglie cit. rapporto mensile ABI del settembre 2015) la possibilit\u00e0 di limitare future sofferenze \u00e8 molto importante per tutte&nbsp; le banche italiane.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-1024x660.jpg\" alt=\"\" class=\"wp-image-12871\" width=\"304\" height=\"195\" srcset=\"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-1024x660.jpg 1024w, https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-768x495.jpg 768w, https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-1536x991.jpg 1536w, https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-2048x1321.jpg 2048w, https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-700x450.jpg 700w, https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2016\/06\/iStock-901538778-600x387.jpg 600w\" sizes=\"auto, (max-width: 304px) 100vw, 304px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Questa breve panoramica sulla cessione del quinto non pu\u00f2 terminare senza alcune note di carattere tecnico. La rata deve avere cadenza mensile (sono escluse le tredicesime o eventuali quattordicesime), l\u2019importo della stessa non po\u2019 superare il valore del 20% del valore dello stipendio o della pensione (il \u201cquinto\u201d appunto), come gi\u00e0 detto il pagamento viene effettuato dal datore di lavoro o dall\u2019ente pensionistico per cui il cliente ricever\u00e0 la mensilit\u00e0 con l\u2019importo gi\u00e0 detratto della rata inoltre per i dipendenti privati il datore di lavoro a l\u2019ulteriore obbligo di vincolare il tfr maturato dal dipendente che rimane a garanzia del finanziamento.\u00a0\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>CESSIONE DEL QUINTO La cessione del quinto dello stipendio o della pensione \u00e8 una delle pi\u00f9 antiche forme di finanziamento, fu introdotta negli anni cinquanta, le leggi di riferimento sono il D.P.R. 5 gennaio 1950 n.180 e il successivo regolamento attuativo D.P.R. 28 luglio 1950n. 895. Nonostante i suoi antichi natali ancora oggi \u00e8 tra [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":13571,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[2,4],"tags":[6,12],"class_list":["post-11631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-prestiti","tag-business","tag-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cos&#039;\u00e8 la cessione del quinto - M Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cos&#039;\u00e8 la cessione del quinto - M Finance\" \/>\n<meta property=\"og:description\" content=\"CESSIONE DEL QUINTO La cessione del quinto dello stipendio o della pensione \u00e8 una delle pi\u00f9 antiche forme di finanziamento, fu introdotta negli anni cinquanta, le leggi di riferimento sono il D.P.R. 5 gennaio 1950 n.180 e il successivo regolamento attuativo D.P.R. 28 luglio 1950n. 895. Nonostante i suoi antichi natali ancora oggi \u00e8 tra [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/\" \/>\n<meta property=\"og:site_name\" content=\"M Finance\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-15T12:02:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-09T16:51:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1799\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Luigi Monaco\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"Luigi Monaco\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/\"},\"author\":{\"name\":\"Luigi Monaco\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#\\\/schema\\\/person\\\/a86952b8ecd724784726beadef99b93c\"},\"headline\":\"Cos&#8217;\u00e8 la cessione del quinto\",\"datePublished\":\"2020-10-15T12:02:52+00:00\",\"dateModified\":\"2022-07-09T16:51:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/\"},\"wordCount\":470,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg\",\"keywords\":[\"Business\",\"Security\"],\"articleSection\":[\"Blog\",\"Prestiti\"],\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/\",\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/\",\"name\":\"Cos'\u00e8 la cessione del quinto - M Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg\",\"datePublished\":\"2020-10-15T12:02:52+00:00\",\"dateModified\":\"2022-07-09T16:51:45+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#breadcrumb\"},\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg\",\"width\":2560,\"height\":1799},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/2020\\\/10\\\/15\\\/business-with-remote-working\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cos&#8217;\u00e8 la cessione del quinto\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#website\",\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/\",\"name\":\"M Finance\",\"description\":\"| Cessione del quinto | Prestiti | Finanziamenti\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"it-IT\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#organization\",\"name\":\"M Finance\",\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/logo.png\",\"width\":1000,\"height\":1000,\"caption\":\"M Finance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/#\\\/schema\\\/person\\\/a86952b8ecd724784726beadef99b93c\",\"name\":\"Luigi Monaco\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g\",\"caption\":\"Luigi Monaco\"},\"url\":\"https:\\\/\\\/www.m-finance.it\\\/company\\\/author\\\/lmonaco\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cos'\u00e8 la cessione del quinto - M Finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/","og_locale":"it_IT","og_type":"article","og_title":"Cos'\u00e8 la cessione del quinto - M Finance","og_description":"CESSIONE DEL QUINTO La cessione del quinto dello stipendio o della pensione \u00e8 una delle pi\u00f9 antiche forme di finanziamento, fu introdotta negli anni cinquanta, le leggi di riferimento sono il D.P.R. 5 gennaio 1950 n.180 e il successivo regolamento attuativo D.P.R. 28 luglio 1950n. 895. Nonostante i suoi antichi natali ancora oggi \u00e8 tra [&hellip;]","og_url":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/","og_site_name":"M Finance","article_published_time":"2020-10-15T12:02:52+00:00","article_modified_time":"2022-07-09T16:51:45+00:00","og_image":[{"width":2560,"height":1799,"url":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg","type":"image\/jpeg"}],"author":"Luigi Monaco","twitter_card":"summary_large_image","twitter_misc":{"Scritto da":"Luigi Monaco","Tempo di lettura stimato":"2 minuti"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#article","isPartOf":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/"},"author":{"name":"Luigi Monaco","@id":"https:\/\/www.m-finance.it\/company\/#\/schema\/person\/a86952b8ecd724784726beadef99b93c"},"headline":"Cos&#8217;\u00e8 la cessione del quinto","datePublished":"2020-10-15T12:02:52+00:00","dateModified":"2022-07-09T16:51:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/"},"wordCount":470,"commentCount":0,"publisher":{"@id":"https:\/\/www.m-finance.it\/company\/#organization"},"image":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#primaryimage"},"thumbnailUrl":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg","keywords":["Business","Security"],"articleSection":["Blog","Prestiti"],"inLanguage":"it-IT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/","url":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/","name":"Cos'\u00e8 la cessione del quinto - M Finance","isPartOf":{"@id":"https:\/\/www.m-finance.it\/company\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#primaryimage"},"image":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#primaryimage"},"thumbnailUrl":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg","datePublished":"2020-10-15T12:02:52+00:00","dateModified":"2022-07-09T16:51:45+00:00","breadcrumb":{"@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#breadcrumb"},"inLanguage":"it-IT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/"]}]},{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#primaryimage","url":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg","contentUrl":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2020\/10\/kelly-sikkema-M98NRBuzbpc-unsplash-scaled.jpg","width":2560,"height":1799},{"@type":"BreadcrumbList","@id":"https:\/\/www.m-finance.it\/company\/2020\/10\/15\/business-with-remote-working\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.m-finance.it\/company\/"},{"@type":"ListItem","position":2,"name":"Cos&#8217;\u00e8 la cessione del quinto"}]},{"@type":"WebSite","@id":"https:\/\/www.m-finance.it\/company\/#website","url":"https:\/\/www.m-finance.it\/company\/","name":"M Finance","description":"| Cessione del quinto | Prestiti | Finanziamenti","publisher":{"@id":"https:\/\/www.m-finance.it\/company\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.m-finance.it\/company\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"it-IT"},{"@type":"Organization","@id":"https:\/\/www.m-finance.it\/company\/#organization","name":"M Finance","url":"https:\/\/www.m-finance.it\/company\/","logo":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/www.m-finance.it\/company\/#\/schema\/logo\/image\/","url":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2021\/11\/logo.png","contentUrl":"https:\/\/www.m-finance.it\/company\/wp-content\/uploads\/2021\/11\/logo.png","width":1000,"height":1000,"caption":"M Finance"},"image":{"@id":"https:\/\/www.m-finance.it\/company\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.m-finance.it\/company\/#\/schema\/person\/a86952b8ecd724784726beadef99b93c","name":"Luigi Monaco","image":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/secure.gravatar.com\/avatar\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1387517601222aa53a25cc3fd00bbfc2ee64570cd71f84857b74bc9814928660?s=96&d=mm&r=g","caption":"Luigi Monaco"},"url":"https:\/\/www.m-finance.it\/company\/author\/lmonaco\/"}]}},"_links":{"self":[{"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/posts\/11631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/comments?post=11631"}],"version-history":[{"count":4,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/posts\/11631\/revisions"}],"predecessor-version":[{"id":13583,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/posts\/11631\/revisions\/13583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/media\/13571"}],"wp:attachment":[{"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/media?parent=11631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/categories?post=11631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.m-finance.it\/company\/wp-json\/wp\/v2\/tags?post=11631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}